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Buying your Home

Steps to buying your new Lodgecrest home

  • First of all we recommend you find out how much you can borrow. This can be done via an independent mortgage broker or by talking to your bank.
  • After you have found the new home that fits your budget you put down a reservation deposit which will secure the property, usually for 28 days.
  • It’s then time to instruct a solicitor to act for you. This may be something your mortgage broker can assist you with.
  • Now it’s time to pay for a mortgage valuation. There may be a cost for this. Your mortgage broker will guide you through the process.
  • Your solicitor needs to apply for local authority searches to give you more information about the property and the surrounding area.
  • Once timings are agreed and you have your mortgage offer, it’s time for your solicitor to finalise the legal work.
  • Contracts then need to be signed and your deposit, usually 10% of the purchase price, will need to be paid.
  • An exchange of contracts then takes place after dates are agreed.
  • You complete your purchase and move into your shiny new home.

Advantages of buying a new Lodgecrest home

  • You get a 10 year insurance backed warranty.
  • All of your appliances, fixtures & fittings are brand new.
  • You have peace of mind that your home is built to the latest regulations.
  • Your new home will be far more energy efficient than an old one.
  • You can take advantage of the Governments Help To Buy Scheme (*subject to conditions).

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